The Dhaka Times Desk Interoperability or mutual transaction facility between Mobile Financial Service Providers (MFS) institutions has been introduced.
This service has been launched from October 27. Bangladesh Bank has also given an instruction in this regard. That is why from now on MFS institutions like Bikash, Rocket, Mcash and UKash will be able to transact among themselves.
Not only that, transactions can be done from any mobile bank with any main bank. The charges for this service are also specified along with the initiation of mutual transactions. However, there are no new charges at the customer level. However, the cost of withdrawing money remains the same as before.
In this regard, the circular sent to the chief executives of all banks states that the inter-operability or mutual (live) transaction facility has been started from October 27, Tuesday, between the banks and MFS institutions that have successfully completed the pilot testing.
Banks or MFSs which have not yet completed preparations for inter-operability have been directed to complete the preparations by March 31 next year and start mutual transaction facilities.
Currently money can be sent from one bank to another bank. But money could not be sent from one MFS to another MFS. That is, Bikash customers could not send money in cash or Rocket, cash customers in Bikash or Rocket, Rocket customers could not send money in Bikash or cash. You can send it from now.
That is why the new service has been launched through the National Payment Switch Bangladesh (NPSB) initiative of the central bank. However, Bikash, Rocket and Cash have already introduced the facility of receiving money from banks themselves. From Bikash, money is being sent to private City Bank, BRAC Bank and Agrani Bank.
Bangladesh Bank says that in case of money transfer from one MFS provider account to another MFS provider (P-to-P), the receiving MFS provider will conveniently pay 0.80 percent of the transaction fee to the sending MFS provider.
Also in case of transfer of money from bank account to MFS and from MFS account to bank, in both cases the respective MFS provider will give 0.45 percent of the amount transacted to the concerned bank.
Participating Banks and MFS will not charge any charges in addition to existing transaction fees at customer level for mutual transactions. In case of transactions on mutual arrangement, the prescribed transaction limits will be applicable as per respective bank/MFS account variation.
Due to the corona virus pandemic, people's dependence on MFS institutions has increased to a great extent. Currently, these services accounts can be opened very easily at home. Money is also being brought from the bank account. Various facilities including shopping, service bill payment, mobile recharge are also available at home.
According to information from the Central Bank, the number of MFS customers reached 9.29 million at the end of August, and the number of agents exceeded 10 million. 41 thousand crores were traded in the month of August. In the month of August, expatriate income of Tk 104 crore was also distributed through MFS, and salaries and allowances of Tk 1,630 crore were paid. On the other hand, 1 thousand 60 crores have been purchased. Service bills like gas and electricity have also been paid to the tune of Tk 908 crore.
Things to do to prevent Corona virus
# stay at home all the time.
# Follow the rules and use mask when going out for emergency.
# three-layer surgical mask can be washed if desired.
# wash clothes after coming home from outside. Or hang it without shaking for at least four hours.
# Wash hands thoroughly (for at least 20 seconds) with soap or liquid before coming outside.
# plastic PPE or eyes, mouth, head after single use
Of course it can be washed thoroughly with detergent and dried.
# Wear PPE made of cloth or clean as described.
# Use a head cap that completely covers the hair.
# Those who have sneeze cough should follow all the rules promulgated by the government. Also, wash hands as directed before and after handling food items, keys, switches, mice, remote controls, mobiles, watches, computer desks, TVs, etc. and after using the bathroom. Those who have dry hands use Moisture after washing their hands. Soap or hand liquid can be used. Why can this virus remain in the crackle (cracked part) of dry hands? Avoid using highly alkaline soaps or detergents.
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