How can women increase their savings?

The Dhaka Times Desk How to handle daily expenses and future savings and hobbies? But the amount of money is limited. So what plan to move forward?

In today's times, the income of two people in a small family has to struggle to cope with the rising market prices and daily expenses. These include children's earnestness, after satisfying folk-worldliness, thinking about the future and having nothing special to say about their hobbies. However, since most of the families are on women's shoulders, at the end of the month, if the hand is pulled, most of the men have to turn to the finance minister of the house. As in earlier times, grandmothers and grandmothers used to keep money in the folds or folds of their sarees to save their expenses. If necessary, in case of danger, it could be found, but now there is no such opportunity. But still women have to do everything. But how?

Monthly expense account

First of all, before the beginning of the month, an estimate of possible expenses should be drawn up. If possible, write down the daily expenses. At the end of the month, check whether all the expenses are being spent according to the plan, or whether they are exceeding it. Experts say this practice can save up to 15 percent of the total cost.

Separate accounts for separate expenses

Calculate how much will be spent in any sector, not in one place, but keep it separately. If left in one place, the consumption time may not be noticed. Whenever more money comes in hand, you can divide equally in each sector. If it is spent from there, it should be filled on time.

Investing is better than saving

Many people think that saving money under the bed without spending it will probably achieve the goal. But experts say investing in a project is better than keeping money in a bank account. In this practice, the market price and demand of money can be understood.

Taking emergency measures

Danger never comes. When there are elderly or children at home, such a situation can happen anytime. So a separate account should be kept for that expense in advance.

Future savings

The earlier you can plan for the future, the better. From taking on family responsibilities to traveling the world in old age, everything should be considered. Moreover, saving is useful for the future. Source: Anandabazar Patrika.

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